Report From the States

Medical Liability Crisis --- Georgia

"St. Paul recently announced they are abandoning medical pro-fessional liability insurance for physicians nationally. What does this mean for the physicians currently insured by them? St. Paul has announced they will non-renew each of their physician policyholders at their next policy renewal date.

"What Georgia physicians are again experiencing are the very business conditions that led to the formation of MAG Mutual by the Georgia physician community when the large commercial carriers exited the marketplace. With strong physician leadership at that time, MAG Mutual was formed to fill this void charged with the mission to provide competitive, comprehensive, medical professional liability insurance.

"Today, MAG Mutual Insurance Company is the largest physician-owned, mutual insurer in the Southeast, insuring over 12,000 physicians. We remain true to our mission of being the physician's 'advocate and ally' in all that we undertake.

"These are indeed difficult times for all medical professional liability insurers. To date, some 14 companies have either gone insolvent or exited this line of business. I want to assure you of MAG Mutual's financial strength and our commitment to seeking tort reform; action the entire medical community needs to actively engage in if it is to become a reality in Georgia...."


Dr. Roy W. Vandiver, MAG Mutual Insurance Company, open letter to Georgia physicians.

Originally published in the Medical Sentinel 2002;7(3):99. Copyright©2002 Association of American Physicians and Surgeons (AAPS)